424 S 8th StreetFernandina Beach, FL 32034Price: $470,000

  • Price: $470,000
  • Est. Mortgage of $/month
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$
$
%
$/month over payments
Federal 30-year interest rate: 6.37% last updated on May 7, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $470,000List Price
  • 2Bedrooms
  • 2Full Bath
  • 1,228Square Feet
Welcome to this beautifully designed coastal townhome in the highly sought-after Cottages at Amelia, just steps from historic downtown Fernandina Beach. Built in 2023, this move in ready residence offers 2 bedrooms, 2.5 bathrooms, and 1,228 square feet of thoughtfully designed living space. Enjoy a true coastal lifestyle with double front porches and a charming rear-entry design, complemented by a paver driveway and single-car garage. Inside, the open-concept layout features luxury vinyl plank flooring, a spacious chef's island, and a gas range-perfect for both everyday living and entertaining. The primary suite is generously sized, featuring a private ensuite bath and a large walk-in closet. A second bedroom located on the lower level offers added privacy and includes its own full bath-ideal for guests or a flexible living arrangement. Additional highlights include a tankless gas water heater and low-maintenance living with an HOA that covers water, sewer, garbage, and common area maintenance-making this an ideal “lock-and-go” property. Located just a short bike ride to Amelia Island's pristine beaches and moments from dining, shopping, and entertainment, this home is perfect as a primary residence, vacation getaway, or investment opportunity. Experience the best of coastal living in one of Fernandina Beach's most desirable communities.

Property Details of 424 S 8th Street

Property Details

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.37% last updated on May 7, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Pat Jasinsky of COLDWELL BANKER THE AMELIA GROUP

 "Based on information submitted to Amelia Island - Nassau County Association of Realtors as of May 15, 2026 11:33 AM EDT. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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