420 S 4th StreetFernandina Beach, FL 32034Price: $695,000

  • Price: $695,000
  • Est. Mortgage of $/month
$
$
%
$/month over payments
Federal 30-year interest rate: 6.37% last updated on May 7, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $695,000List Price
  • 3Bedrooms
  • 3Full Bath
  • 2,548Square Feet
Live where every day feels like a getaway in the heart of Amelia Island. This inviting two-story home blends coastal charm with everyday comfort, starting with the front porch that sets the tone the moment you arrive. Inside, the main living area opens up with soaring ceilings and a cozy fireplace, creating a relaxed atmosphere that feels just right whether you're hosting friends or enjoying a quiet night in. The kitchen is designed to keep everyone connected, featuring a breakfast bar, pantry, and an easy flow into the living and dining areas. Just beyond, French doors lead to multiple porches, giving you the perfect spots to enjoy morning coffee, coastal breezes, and peaceful evenings. With three spacious bedrooms, each offering its own private bathroom, everyone has their own retreat. The upstairs primary suite with elevator access provides a comfortable escape with a large walk-in closet and en suite bath. A powder room adds convenience for guests. This home also checks the boxes buyers are looking for- whole house generator, and two brand new HVAC systems for years of peace of mind. Step outside and you'll find fully fenced front and back yards, a covered carport, and additional parking, not often found downtown. And the location? It's hard to beat. You're just minutes from the charm, dining, and shopping of Historic Downtown Fernandina Beach, and a quick golf cart ride to the ocean at Main Beach Park. If you've been searching for the right mix of lifestyle, location, and livability then 420 South 4th Street should be the one you see!

Property Details of 420 S 4th Street

Property Details

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.37% last updated on May 7, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Tammy Tingle of CENTURY 21 MILLER ELITE

 "Based on information submitted to Amelia Island - Nassau County Association of Realtors as of May 15, 2026 11:33 AM EDT. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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