411 S 5th StreetFernandina Beach, FL 32034Price: $769,000

  • Price: $769,000
  • Est. Mortgage of $/month
$
$
%
$/month over payments
Federal 30-year interest rate: 6.37% last updated on May 7, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $769,000List Price
  • 4Bedrooms
  • 2Full Bath
  • 1,904Square Feet
Coastal ranch charmer on a rare double lot in downtown Fernandina Beach! Just a few short blocks from Centre Street's shops, restaurants, and waterfront, this relaxed retreat blends effortless island living with exceptional walkability. Set on a spacious double lot, the property features a two car garage, a versatile storage shed ideal for a workshop or hobbies, and a large backyard with room for expansion, guest cottage, or a pool-perfect for creating your own private outdoor sanctuary. The home's exterior showcases a solid foundation with concrete, back-filled block construction for lasting strength and comfort, along with newer windows and recent upgrades including a tankless Rinnai water heater (2023), water softener (2024), and new roof (2022/2024). Outdoor living shines with a nearly 600-square-foot front deck and porch, ideal for entertaining and neighborhood camaraderie, plus an additional 230+ square feet of covered rear porch for more private moments. Inside, tile floors, shiplap accents, and a gas fireplace anchor the spacious living room. A bright corner kitchen and charming breakfast room/breezeway overlook the backyard, while updated bathrooms and a generous owner's retreat with private den or optional fourth bedroom add flexibility. The layout even allows for a potential lock-off guest suite, creating excellent versatility for hosting or extended stays. This is a rare opportunity to own a spacious, walkable, double-lot property just steps from the heart of downtown Fernandina Beach-where the possibilities are truly endless. Start Postcard Living Today!

Property Details of 411 S 5th Street

Property Details

Never Miss New Listings

Never miss new listings between $692,000 - $846,000 in this neighborhood
Successfully Subscribed!
Do not fill in this field:

I agree to receive marketing and customer service calls and text messages from Miller Group. To opt out, you can reply 'stop' at any time or click the unsubscribe link in the emails. Consent is not a condition of purchase. Msg/data rates may apply. Msg frequency varies. Privacy Policy.

We will never spam you or sell your details. You can unsubscribe whenever you like.

Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.37% last updated on May 7, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Dawn Hillman of CABANA LANE,INC.

 "Based on information submitted to Amelia Island - Nassau County Association of Realtors as of May 15, 2026 11:33 AM EDT. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

Hi there! How can we help you?

Contact us using the form below or give us a call.

Send Us A Message:

I agree to receive marketing and customer service calls and text messages from Miller Group. To opt out, you can reply 'stop' at any time or click the unsubscribe link in the emails. Consent is not a condition of purchase. Msg/data rates may apply. Msg frequency varies. Privacy Policy.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.