401 Margaret StreetNeptune Beach, FL 32266Price: $765,000

  • Price: $765,000
  • Est. Mortgage of $/month
  • 23 Days on Market
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$/month over payments
Federal 30-year interest rate: 6.37% last updated on May 7, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $765,000List Price
  • 3Bedrooms
  • 2Full Bath
  • 1,584Square Feet
Just 2 blocks to the ocean, this charming 3-bed, 2-bath + Lg Flex room home in Neptune Beach blends coastal living with thoughtful updates. Fully rebuilt from the studs in 2012, it now lives like a modern beach retreat. A wraparound front porch sets the tone, perfect for coffee or evening breezes. Downstairs plank tile flooring w/ wide stairs lead to an upstairs landing with an indoor laundry area & laminate flooring. The 3 bedrooms are upstairs. The large primary offers an oversized walk-in closet. Efficient E-glass windows & detailed wood moldings throughout. Updated systems: Spray foam attic, 2 new AC's (2024), tankless water heater (2024), roof (2018)-make this home move-in ready. A shared driveway easement provides access. The City has emailed the option to build an 18'-wide garage behind the home. With top A-rated schools nearby and the beach just blocks away, you can walk or bike to almost everything. Beaches Town Center and Jax Beach offer endless dining, shopping & relaxation SURVEY ON FILE. NO SELLER'S DISCLOSURE OFFERED AS THIS HAS BEEN A RENTAL.

Property Details of 401 Margaret Street

Property Details

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.37% last updated on May 7, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by MICHELE RICHEY-MARTIN of HOUSE & HAVEN

 "Based on information submitted to Northeast Florida Association of REALTORS as of May 15, 2026 11:17 AM EDT . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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