1989 Amelia Oaks DriveFernandina Beach, FL 32034Price: $995,000

  • Price: $995,000
  • Est. Mortgage of $/month
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$/month over payments
Federal 30-year interest rate: 6.37% last updated on May 7, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $995,000List Price
  • 4Bedrooms
  • 3Full Bath
  • 2,809Square Feet

Open Houses

May 16th
Starts: 10:00am
Ends: 1:00pm
Comments: Move-in Ready home in Amelia Oaks. Pond views from covered porch,short stroll to the Beach,check out this one in person!
Pond views, and one of the best floorplans on Amelia Island make this gated Amelia Oaks home stand out from the rest. Community trails backing to the Egans Creek Preservation Area, this 4 bedroom, 3.5 bath home offers over 2,800 square feet with a main level primary suite, flexible bonus spaces, and exceptional indoor-outdoor living just minutes from the beach and Historic Downtown Fernandina Beach. The open layout features wood-look ceramic tile flooring, a gas fireplace, granite countertops, stainless appliances, gas cooktop, vented hood, oversized subway tile backsplash, and French glass doors opening to a covered porch overlooking peaceful ponds and fountains. The spacious primary suite includes vaulted ceilings, a distressed wood accent wall, large walk-in closet, and tranquil water views. Upstairs offers three additional bedrooms, a loft, and a large bonus room ideal for a media room, gym, office, or guest retreat, with one bedroom featuring a private ensuite bath. Premium upgrades include a Generac generator, 45-year metal roof, spray foam insulation, epoxy garage flooring, pavered outdoor patio, tankless water heater, water softener, fireplace and two covered porches. Amelia Oaks residents enjoy gated access, community pool amenities, and a prime Amelia Island location close to beaches, Egans Creek Greenway, waterfront parks, dining, and shopping.

Property Details of 1989 Amelia Oaks Drive

Property Details

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.37% last updated on May 7, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Jenny Schaffer of SUMMER HOUSE REALTY

 "Based on information submitted to Amelia Island - Nassau County Association of Realtors as of May 15, 2026 12:03 PM EDT. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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