164 S Saint Thomas CircleApollo Beach, FL 33572Price: $349,000

  • Price: $349,000
  • Est. Mortgage of $/month
  • 12 Days on Market
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$/month over payments
Federal 30-year interest rate: 6.37% last updated on May 7, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $349,000List Price
  • 2Bedrooms
  • 2Full Bath
  • 1,512Square Feet
Waterfront opportunity in Caribbean Isles-don't miss this one! This move-in ready 2-bedroom plus den (easily a 3rd bedroom), 2-bath home is perfectly positioned on a peaceful canal with direct access to Tampa Bay and your own private dock with covered lift-bring the boat and start living the lifestyle immediately. Inside, the open, easy-flow layout feels bright and welcoming, with neutral finishes, an electric fireplace, and a flexible den behind French doors. The kitchen is generously sized with a tile backsplash (2025), resurfaced countertops (2025), walk-in pantry, and a conveniently located laundry closet. The dining area opens into an expansive L-shaped enclosed lanai with shades and calming water views-ideal for relaxing or entertaining. Major updates were completed in 2022, including luxury vinyl plank flooring, carpet, range, microwave, and a whole-house water softener, giving you peace of mind from day one. Step outside to a paver patio and low-maintenance yard along a community-maintained concrete canal.The primary suite offers two mirrored walk-in closets, dual sinks, and a fully tiled step-in shower, while both bathrooms feature windows for natural light. You'll also appreciate parking for 4+ vehicles and two large powered storage/workshop spaces-rare and incredibly useful. And the best part: NO LOT RENT. Just a low $242/month maintenance fee, and the ownership share of this waterfront lot is included in the price. Waterfront homes with this setup and price structure don't last-schedule your showing before it's gone.

Property Details of 164 S Saint Thomas Circle

Property Details

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.37% last updated on May 7, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Judith Martin of KELLER WILLIAMS SOUTH SHORE (murraycoleman@kw.com)

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of May 15, 2026 12:17 PM EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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